WHAT'S IMPORTANT NOW
WINTER 2025-26
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Week of January 18, 2026
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Fresh off the various plans to make housing more affordable, The White House also released an idea already in effect at various jurisdictions throughout the country -- limiting how many homes investors can purchase.
Most analysts believe this isn't going to broadly move the needle nationwide as investors own about 1% of housing stock, but in some locales such as Las Vegas and Florida, where investor concentration is higher than average, it might help ensure homes are available for folks wanting to own and live in them.
Mortgage rates have been decreasing during the past several months and now match a one-year and three-year low, dating back to September 2024 and February 2023. If rates continue along this path, refinances should accelerate and hopefully some homeowners are encouraged to sell, freeing up inventory for new buyers.

During all markets, but especially in volatile times, your business needs to ensure
it is being managed properly and conservatively to yield success today and for generations.
HedgeAdvisory can help through our proven proprietary hedging software
and consultative approach to managing risk.
Call us today at (410) 207-9907 to set up an appointment.
HedgeAdvisory
Real-Time Data
Real-Time Analytics
Better Loan Sale Decisioning
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The Volatile Rate Environment
With markets in flux, now is the time to utilize an active hedging strategy.
The Solution: HedgeAdvisor
Our hedging toolkit simplifies the hedging process through transparent, reliable, and accurate data reporting which will have you ready to hedge in just 30 days. Plus, no personally identifiable information (PII) is ever exchanged or transmitted.
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The Advantage: HedgeAdvisory Services
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Get the most revenue from the business you originate while maintaining safety and soundness
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Lead clients' efforts in submitting and obtaining agency approvals, agency set-up, committing, delivery, and securitization
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Transition clients from best efforts service-released to mandatory servicing-retained
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Assess clients' risk tolerances and provide risk-management strategies
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Create custom reporting for accounting, operations, production support, and agency securitizations
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Expand product offerings
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Devise hedging and loan sale strategies
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Design products and procedures for each client's needs
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Our team works with you every step of the way to manage market fluctuations
Contact us at: (410) 207-9907