WHAT'S IMPORTANT NOW
SUMMER 2026
Week of August 9, 2026
The July jobs report showed that nonfarm payrolls decreased by 23,000 jobs in July.
This is a significant deviation from the forecasted gain of 80,000 jobs. To add to the labor market concerns, the June number was revised downward by another 20,000 jobs.
The unemployment rate declined to 4.1% from 4.2% in June. While this appears to be good news on the surface, the details revealed that the US civilian labor force participation rate was 61.4% marking the lowest level since early 2021 and the lowest since 1976 when excluding the pandemic years.
Fewer people working or looking for work (a shrinking labor force) can have significant economic and social implications, including impacts on economic growth, productivity, wage pressure, and inflation. This low of a reading generally serves as a warning sign that the labor market is under strain.

During all markets, but especially in volatile times, your business needs to ensure
it is being managed properly and conservatively to yield success today and for generations.
HedgeAdvisory can help through our proven proprietary hedging software
and consultative approach to managing risk.
Call us today at (410) 207-9907 to set up an appointment.
HedgeAdvisory
Real-Time Data
Real-Time Analytics
Better Loan Sale Decisioning
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The Volatile Rate Environment
With markets in flux, now is the time to utilize an active hedging strategy.
The Solution: HedgeAdvisor
Our hedging toolkit simplifies the hedging process through transparent, reliable, and accurate data reporting which will have you ready to hedge in just 30 days. Plus, no personally identifiable information (PII) is ever exchanged or transmitted.
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The Advantage: HedgeAdvisory Services
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Get the most revenue from the business you originate while maintaining safety and soundness
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Lead clients' efforts in submitting and obtaining agency approvals, agency set-up, committing, delivery, and securitization
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Transition clients from best efforts service-released to mandatory servicing-retained
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Assess clients' risk tolerances and provide risk-management strategies
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Create custom reporting for accounting, operations, production support, and agency securitizations
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Expand product offerings
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Devise hedging and loan sale strategies
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Design products and procedures for each client's needs
Our team works with you every step of the way to manage market fluctuations
Contact us at: (410) 207-9907