WHAT'S IMPORTANT NOW
SPRING 2026
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Week of April 19, 2026
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The latest reading from the National Association of Realtors (NAR) reinforces the ongoing discourse regarding affordability issues facing young Americans.
The share of first-time homebuyers entering the housing market fell to 21% of purchasers in 2025, a 3% drop from 2024 and the lowest share since at least 1981.
According to Dr Jessica Lautz, an economist at the NAR, "For many younger households, affordability challenges and limited inventory are still making homeownership difficult to achieve." This is becoming increasingly important as the youngest millennials and older Gen Zers approach 30, nearing a vital milestone age to own a home, gain equity, and maximize their net worth (see table below).
Meanwhile, baby boomers continue to dominate the housing market, accounting for 42% of buyers and 52% of sellers. Prior research estimates that boomers are sitting on nearly $19 trillion in home equity.
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During all markets, but especially in volatile times, your business needs to ensure
it is being managed properly and conservatively to yield success today and for generations.
HedgeAdvisory can help through our proven proprietary hedging software
and consultative approach to managing risk.
Call us today at (410) 207-9907 to set up an appointment.
HedgeAdvisory
Real-Time Data
Real-Time Analytics
Better Loan Sale Decisioning
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The Volatile Rate Environment
With markets in flux, now is the time to utilize an active hedging strategy.
The Solution: HedgeAdvisor
Our hedging toolkit simplifies the hedging process through transparent, reliable, and accurate data reporting which will have you ready to hedge in just 30 days. Plus, no personally identifiable information (PII) is ever exchanged or transmitted.
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The Advantage: HedgeAdvisory Services
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Get the most revenue from the business you originate while maintaining safety and soundness
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Lead clients' efforts in submitting and obtaining agency approvals, agency set-up, committing, delivery, and securitization
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Transition clients from best efforts service-released to mandatory servicing-retained
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Assess clients' risk tolerances and provide risk-management strategies
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Create custom reporting for accounting, operations, production support, and agency securitizations
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Expand product offerings
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Devise hedging and loan sale strategies
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Design products and procedures for each client's needs
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Our team works with you every step of the way to manage market fluctuations
Contact us at: (410) 207-9907