WHAT'S IMPORTANT NOW
AUTUMN 2026
Week of October 4, 2026
The long end of the curve continues to climb, setting highs not seen since the early 2000s with the 10-year yield at 5.33% and the 30-year yield at 5.70%. Investors are requiring a higher term premium for holding long term debt amidst deep fiscal and economic uncertainties. This has in turn pushed the 30y mortgage above 7.25%, and while this is 50bp below the 2023 high of 7.75% (when the mortgage-to-treasury yield spread was much wider), these > 7.00% levels were last prevalent in the early 2000s.
One sign of hope is that the 10y yield slid after a solid 10y Treasury auction where $39 billion in notes met strong demand from non-dealers. The 24-year high yield brought out more buyers such as central banks which seemed to provide a back-stop to higher yields.
During all markets, but especially in volatile times, your business needs to ensure
it is being managed properly and conservatively to yield success today and for generations.
HedgeAdvisory can help through our proven proprietary hedging software
and consultative approach to managing risk.
Call us today at (410) 207-9907 to set up an appointment.
HedgeAdvisory
Real-Time Data
Real-Time Analytics
Better Loan Sale Decisioning
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The Volatile Rate Environment
With markets in flux, now is the time to utilize an active hedging strategy.
The Solution: HedgeAdvisor
Our hedging toolkit simplifies the hedging process through transparent, reliable, and accurate data reporting which will have you ready to hedge in just 30 days. Plus, no personally identifiable information (PII) is ever exchanged or transmitted.
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The Advantage: HedgeAdvisory Services
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Get the most revenue from the business you originate while maintaining safety and soundness
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Lead clients' efforts in submitting and obtaining agency approvals, agency set-up, committing, delivery, and securitization
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Transition clients from best efforts service-released to mandatory servicing-retained
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Assess clients' risk tolerances and provide risk-management strategies
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Create custom reporting for accounting, operations, production support, and agency securitizations
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Expand product offerings
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Devise hedging and loan sale strategies
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Design products and procedures for each client's needs
Our team works with you every step of the way to manage market fluctuations
Contact us at: (410) 207-9907