WHAT'S IMPORTANT NOW
SUMMER 2026
​ Week of June 28, 2026
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According to the Bureau of Labor Statistics, the unemployment rate dropped in June to 4.2%, the lowest in over a year. However, the decline was largely due to an exodus in the labor force.
The working-age population either employed or looking for a job (also known as the participation rate) receded to 61.5%, which is the lowest since March 2021. If the Covid-era job market is excluded this reading is the lowest in 50 years.
Retirement is a factor in the participation rate, but the largest contributor is prior job seekers dropping out of the labor force. The June labor force (a measure of those either employed or not employed and looking for work) dropped by 720,000. Similarly, Americans unemployed and those not looking for work jumped by 830,000.
Digging further into the decline, "prime age workers" (between the ages of 25 and 54) suffered the largest drop, falling by .6% to 83.3%, the lowest since December 2023.
So while the unemployment rate remains an important number to track, the participation rate also bears analysis especially as it continues to trend lower.
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During all markets, but especially in volatile times, your business needs to ensure
it is being managed properly and conservatively to yield success today and for generations.
HedgeAdvisory can help through our proven proprietary hedging software
and consultative approach to managing risk.
Call us today at (410) 207-9907 to set up an appointment.
HedgeAdvisory
Real-Time Data
Real-Time Analytics
Better Loan Sale Decisioning
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The Volatile Rate Environment
With markets in flux, now is the time to utilize an active hedging strategy.
The Solution: HedgeAdvisor
Our hedging toolkit simplifies the hedging process through transparent, reliable, and accurate data reporting which will have you ready to hedge in just 30 days. Plus, no personally identifiable information (PII) is ever exchanged or transmitted.
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The Advantage: HedgeAdvisory Services
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Get the most revenue from the business you originate while maintaining safety and soundness
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Lead clients' efforts in submitting and obtaining agency approvals, agency set-up, committing, delivery, and securitization
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Transition clients from best efforts service-released to mandatory servicing-retained
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Assess clients' risk tolerances and provide risk-management strategies
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Create custom reporting for accounting, operations, production support, and agency securitizations
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Expand product offerings
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Devise hedging and loan sale strategies
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Design products and procedures for each client's needs
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Our team works with you every step of the way to manage market fluctuations
Contact us at: (410) 207-9907