WHAT'S IMPORTANT NOW
SPRING 2026
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Week of March 29, 2026
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The conflict in Iran has created economic uncertainty across a wide range of markets, and the mortgage market is no exception. Rates, which were expected to be far lower during the spring home buying season, have recently "sprung" much higher.
On the eve of the war, 30y rates were at 5.99% and since that time have plateaued at 6.5%. The Fed has expressed a desire to pause while the war is ongoing, pushing rates up.
At the same time, borrowers remain concerned about not only the increase in rates but also rising unemployment and inflation. Higher rates (exacerbating affordability concerns) and an uncertain economy have pushed more borrowers to the sideline and as buyer demand drops, homes are sitting on the market longer. In the first quarter, 31% of agents reported that their listings were on the market for more than six weeks, compared with 26% in the fourth quarter.
During all markets, but especially in volatile times, your business needs to ensure
it is being managed properly and conservatively to yield success today and for generations.
HedgeAdvisory can help through our proven proprietary hedging software
and consultative approach to managing risk.
Call us today at (410) 207-9907 to set up an appointment.
HedgeAdvisory
Real-Time Data
Real-Time Analytics
Better Loan Sale Decisioning
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The Volatile Rate Environment
With markets in flux, now is the time to utilize an active hedging strategy.
The Solution: HedgeAdvisor
Our hedging toolkit simplifies the hedging process through transparent, reliable, and accurate data reporting which will have you ready to hedge in just 30 days. Plus, no personally identifiable information (PII) is ever exchanged or transmitted.
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The Advantage: HedgeAdvisory Services
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Get the most revenue from the business you originate while maintaining safety and soundness
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Lead clients' efforts in submitting and obtaining agency approvals, agency set-up, committing, delivery, and securitization
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Transition clients from best efforts service-released to mandatory servicing-retained
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Assess clients' risk tolerances and provide risk-management strategies
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Create custom reporting for accounting, operations, production support, and agency securitizations
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Expand product offerings
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Devise hedging and loan sale strategies
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Design products and procedures for each client's needs
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Our team works with you every step of the way to manage market fluctuations
Contact us at: (410) 207-9907