WHAT'S IMPORTANT NOW
WINTER 2026
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Week of March 1, 2026
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Blare the trumpets! At long last the 30y mortgage rate has dropped below 6% and now sits at 5.98%.
You have to go all the way back to September 2022 to see rates that low - meaning they have been above 6% for 3.5 years.
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There is a myriad of reasons for the movement in rates including Fed policy decisions, inflation, and economic outlook. The slide to 5.98% has been steady and President Trump's move to have Fannie Mae and Freddie Mac purchase $200bn in mortgage-backed securities could explain the recent decrease.
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This 6% psychological barrier is especially important during the spring home buying season. March typically marks the season's beginning, with rates below 6%, it could be a boon to the market.
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Still, 69% of all outstanding mortgages held are below 5% and more than half have rates below 4%, so inventory could be muted as homebuyers continue to hold onto their low rates.
During all markets, but especially in volatile times, your business needs to ensure
it is being managed properly and conservatively to yield success today and for generations.
HedgeAdvisory can help through our proven proprietary hedging software
and consultative approach to managing risk.
Call us today at (410) 207-9907 to set up an appointment.
HedgeAdvisory
Real-Time Data
Real-Time Analytics
Better Loan Sale Decisioning
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The Volatile Rate Environment
With markets in flux, now is the time to utilize an active hedging strategy.
The Solution: HedgeAdvisor
Our hedging toolkit simplifies the hedging process through transparent, reliable, and accurate data reporting which will have you ready to hedge in just 30 days. Plus, no personally identifiable information (PII) is ever exchanged or transmitted.
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The Advantage: HedgeAdvisory Services
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Get the most revenue from the business you originate while maintaining safety and soundness
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Lead clients' efforts in submitting and obtaining agency approvals, agency set-up, committing, delivery, and securitization
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Transition clients from best efforts service-released to mandatory servicing-retained
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Assess clients' risk tolerances and provide risk-management strategies
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Create custom reporting for accounting, operations, production support, and agency securitizations
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Expand product offerings
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Devise hedging and loan sale strategies
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Design products and procedures for each client's needs
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Our team works with you every step of the way to manage market fluctuations
Contact us at: (410) 207-9907